Protect Your Identity

With the advances in technology, identity theft is one of the fastest growing crimes in the United States. Many of our customer here in West Virginia feel secure, but anyone can be a victim. Understanding how thieves access your information and taking steps to protect yourself is much easier than dealing with a stolen identity.

Identity theft victims are often confused and overwhelmed when faced with restoring their name, and good credit and finances. In fact, victims have the burden of demonstrating to merchants or financial institutions that charges were, indeed, fraudulent.

It can take up to a year or longer to restore your identity. On average, victims of identity fraud spend more than 30 hours and hundreds or thousands of dollars to correct the problem. But you can do something about it.

For a low annual fee, ERIE's Identity Recovery and Fraud Reimbursement Coverage includes costs associated with:

• Lost wages up to $5,000.
• Re-filing applications for loans, grants or other credit instruments.
• Certain legal fees, such as defending any civil suits brought against an insured by creditors or collection agencies or removing any civil judgments wrongfully entered against an insured as a result of the stolen identity.
• Notarizing affidavits or other similar documents.
• Miscellaneous expenses up to $1,000.
• Ordering credit reports and handling postage, phone and shipping fees related to identity theft and fraud.
• The costs of supervising children or elderly relatives.

For more information about this coverage, contact us.