Homeowners Insurance Services Saint Albans Homeowners Insurance Services Saint Albans

Homeowners Insurance

Homeowners Insurance Saint Albans

Whether you live in a suburban Colonial or a two-story townhouse in Hurricane, Charleston, Huntington, or any point in between, we can help make sure your home is protected. Purchasing a home is usually the single-largest investment most of us make in our lifetime. Make sure you protect what you’ve worked so hard to buy.

Morris Insurance Services offers a variety of home insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget. Erie Insurance’s Home protector policies come with a full complement of standard features that cover your home, personal property, and other structures. These policies also include coverage for

  • Liability protection,
  • Loss of use and
  • Medical payments to others in the event someone is injured in your home.

You may also take advantage of higher deductibles, and you may qualify for discounts and credits to reduce your insurance premiums. Or, you can add endorsements to your policy to broaden the nature of the protection provided even further.

Discounts and Credits

As a homeowner in West Virginia, you could qualify for a variety of discounts, including:

  • New home: If your home was built in the last 14 years*, you receive a discount on your homeowner’s insurance.
  • Multi-policy: By insuring your auto and home with Erie Insurance, you will receive additional savings on your homeowner’s insurance.
  • Life multi-policy: Save on your homeowner’s insurance when you have a qualifying Erie Family Life policy (not available in New York).
  • Premises alarm: Install smoke alarms or a burglary alarm system in your home to take advantage of additional discounts.
  • Sprinkler system credit: If your home is equipped with an automatic sprinkler system, you’ll save on your homeowner’s insurance.
  • Age of insured: Erie Insurance offers Policyholders age 46 and older a discount on their homeowner’s insurance. The discount increases as you age (not available in North Carolina and New York).**


For even more protection, you can add optional coverages, such as:

  • Sewer or drain back-up coverage
  • Identity recovery coverage
  • Earthquake coverage

Contact the professionals at Morris Insurance Services. We can work with you to determine the right coverage for your home and situation.

Insurance Services for First Time Home Buyers

Morris Insurance Services offers personal and business insurance services across Cabell, Kanawha & Putnam Counties / Charleston, Huntington, ST. Albans, Hurricane and the surrounding areas.

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